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Pension SPD and SMM

The SPD is an abbreviation for a Summary Plan Description. This document is the translation of the official Plan Document into an easily-readable and understandable document.

An SMM is an abbreviation for a Summary of Material Modification. This document is an announcement of a particular plan change that must be communicated to plan participants.


Click here to view the SMM for January 2018

Click here to view the SMM for September 2017

Click here to view the SMM for March 2016

Click here to view the SMM for March 2015

Click here to view the Pension SPD 2015

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